SmartCredit.io

SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users. Platform offers:

• Fixed-term, fixed-interest-rate collateralized loans for the borrowers
• Personal Fixed Income Funds for the lenders
• Effective use of Collateral via the Positions Monitoring System
• AI-driven predictive Crypto Fraud Score - free to use for everyone via smarttrust.io
• AI-driven Crypto Trust Score - for crypto lenders via smarttrust.io
• AI-driven Continuous Transaction Monitoring for the wallets, exchanges, and payment processors - for all crypto service providers(via smarttrust.io)
• Fiat on-ramp/off-ramp
• AI API and Borrow/Lend SDK's integrations for other wallets and platforms

• Staking and Rewards for the users

  SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more at: learn.smartcredit.io/regulations

  SmartCredit.io does not have bank-run risks like Aave, Compound, or other Money-Market based lending systems. See more at: learn.smartcredit.io/how-does-it-work/no-bank-run-risks

  The Vision of SmartCredit.io is to offer all financial services which traditional banks offer. However, self-custodial.